Our Merchant Review Philosophy

When you began your search for a credit card processing merchant, you no doubt came across dozens of sites that look just like a table of 10-20 of the same credit card processing companies, a few basic comparisons of rates and services listed, a quick “rating” with good marks, and an summary review.

You may be coming to realize these are not real reviews, but rather marketers getting paid directly by credit card processing companies or indirectly through an affiliate referral program for these merchant services. They write their own positive reviews of each credit card merchant service, without ever having processed a single credit card with them, so that you’ll pick one and click through the referral offer to sign up for a merchant account. When you do, they get paid.

Rate Credit Card Processing is different in a crucial way. We believe accurate research is the best way to choose your next credit card processing company, and proper research begins with what the actual customers are saying. All our reviews are submitted by our visitors, just like you, who want to share their experience. With Rate Credit Card Processing you get the good, the bad, and the ugly experiences so that you can make your own decision.

Credit Card Processing Companies are Ordered by Customer Ratings

Most credit card processing rating sites  order their merchant account reviews by how much each is paying per referral to maximize their affiliate income. That is why most lists are usually identical, showing you the same companies over and over, even if the processing companies provide poor support, high rates, poor service and features.

Our reviews of credit card processing services are ordered by  customer rating. What this means is that a credit card processing service with a 5-star rating by a single reviewer won’t automatically go to the top of the list, but one with numerous positive reviews will. The more reviews actual customers submit about a transaction processing company, the more we feel we can trust the ratings to be accurate and allow it to move up the ranks.

We Do Not Accept Advertising

To avoid being unduly influenced by any particular credit card processing company, the Rate Credit Card Processing Company accepts no advertising.   We do not display ads on this site, and no merchant account company can pay us to have their site rated higher, or to remove negative customer reviews. We do add referral links to the credit card processing sites where applicable, if the merchant has a referral program. This allows us to earn a modest revenue to develop and maintain the website for you, however, we allow you to review whatever credit card processing company you’ve used, even if they don’t have a referral program.

We Need Your Support

Since Rate Credit Card Processing is not run the same way most “credit card processing review” sites are run, controlled by advertising partners and maximizing the possible affiliate commissions at the cost of integrity, we  can not afford to pay $5 per click or more to advertise on search engines like they do.

If you’ve found our customer reviews and ratings of credit card processing companies useful, and want to help us out in return, tell your friends about this site. Link to it on your website or blog, mention it on your Facebook or MySpace, and recommend us whenever someone you know needs a merchant account for credit card processing. Thank you for your support!

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One Customer Review of “Our Merchant Review Philosophy”

2 of 3 people found the following review helpful

Review by R. Huber, March 17, 2011

Thank you for your efforts and honesty. It is refreshing. We shall ask our website manager to add your link to our site with your permission.
R. Huber

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