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Leaders Merchant Services Accounts

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Leaders Merchant Services  is one of the most rapidly growing U.S. based merchant account providers.  They offer some of the lowest rates available in the industry, with rates starting at 0.35% for swiped merchants and 1.79% for keyed merchants.  You will need to contact them for details however, as their final rates are dependent on the type of business, which credit cards are accepted, how the credit cards are accepted, and other factors.

One benefit that Leaders puts forward is the ability to help those with poor credit histories or even with no credit histories.  On average, they accept 99% of the applications that they receive, meaning very few businesses are declined when applying to accept credit cards using the Leaders merchant services.

Getting started is quick and inexpensive as Leaders Merchant Services does not charge any application or set up fees.  With no up-front costs, you can be set up and accepting credit cards with a minimal amount of start up costs.

Internet based merchants will be happy to know that Leaders uses the industry standard Authorize.net payment gateway, making it easy to integrate nearly any ecommerce or shopping cart solution.  It also ensures that each transaction is secure.

For those with physical locations, Leaders offers credit/debit card readers, including wireless terminals and PIN pads.  They also offer check readers for those who accept paper checks.  All of the equipment is from well known manufacturers such as Verifone and Hypercom.

With flexibility and low costs, Lenaders Merchant Services can be a good fit for the small business that desires to accept credit and debit cards.

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“ I was told there would be a monthly fee of ...”
LM | 3 reviewers said helpful
“This company not only said "no monthly fees" on the phone AND in the contract, they then ...”
MC's has most up votes
“ As a result, I never could swipe and always had to manually input the card numbers, which ...”
LM | 2 reviewers said helpful

4 Customer Reviews of “Leaders Merchant Services Accounts”

2 of 2 people found the following review helpful

Leaders Merchant Services Accounts Review by LM, November 21, 2013

Leaders Merchant Services has many fees they did not disclose to me. I was told there would be a monthly fee of 7.95 as well as a set percentage fee for each sale. The fees varied depending on whether it was a Visa or Discover or American Express and whether it was swiped or keyed in. The fees were not supposed to be over 4%. Wasn’t I surprised when they took over 50% on my first statement! They neglected to tell me they had a monthly minimum fee. Since my first and only sale that month was just $65 it did not meet their minimum and I was charged over $21 penalty as well as other fees, which amounted to over $36. In addition, the service never did work with my Boost mobile phone, even though it is a Samsung Galaxy III. They were told up front my phone and assured me it would work. As a result, I never could swipe and always had to manually input the card numbers, which resulted in even more fees. Small businesses be ware. Find out all the hidden fees before you get robbed like I did.
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1 of 1 people found the following review helpful

Leaders Merchant Services Accounts Review by MC, December 16, 2013

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This company not only said “no monthly fees” on the phone AND in the contract, they then CHANGED the agreement after it was signed and started charging fees! When told of this, they said “we will change it” and never did. $65-80 PER MONTH even with no transactions! $350 to cancel.

Square on the other hand is 3.75% manually entered or 2.75% swiped. So much simpler and cost effective. The 2% leaders quoted was true, but the lies about no monthly fees were not.
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3 of 3 people found the following review helpful

Leaders Merchant Services Accounts Review by John Bow, September 18, 2014

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We have been extremely happy with our decision to switch our credit card processing to Leaders.  Our Account Executive made the process as simple as possible and has always been there to help or direct us to get answers to any questions we have.  He always goes above and beyond to help. We were extremely hesitant to change our processing company however it has turned out to be a great fit.
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