Optimal Payments offers payment gateway merchant account services to businesses in North America and Europe through their NetBanx platform. They give merchants around the world the ability to create new revenue opportunities with minimum costs. With Optimal Payments NetBanx merchants can accept all international debt and credit cards, ACH direct debit payments, and a large selection of other local payment options. Multiple currencies are no problem with Optimal Payments merchant account solutions.
All of this is offered in conjunction with NetBanx extensive risk management and fraud protection functionality. They use tokenization to significantly reduce fraud concerns and PCI-DSS compliance liability. This is accomplished by outsourcing the processing, transmission and storage of cardholder data to the NETBANX gateway. The gateway stores the credit card numbers in a Level One PCI compliant server for processing but only displays the token for anyone accessing the gateway back-office to view the transaction details. Every payment processing function previously operated by the merchant on a credit card number can now be performed by using the token information such as issuing a refund without having to manipulate credit card information.
NetBanx also offers world class support for ecommerce shopping cart integration and the setup of the payment gateway and merchant account. They understand the needs of their clients and are there to help in any way possible. Even merchants in high risk industries can count on NetBanx for their payment gateway and merchant account needs. Unlike other providers who often decline applications from high risk industries, NetBanx has over 10 years experience supporting these accounts.